DIGITAL SOLUTIONS -Compliance-as-a-Service

AI-Powered Compliance Intelligence for Financial Institutions

Monitor regulations, automate compliance operations, reduce risk exposure, and maintain continuous audit readiness with an intelligent compliance ecosystem built for India's most regulated industries.

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0%
Compliance Accuracy
0%
Reduction in Manual Effort
24/7
Regulatory Monitoring
Zero
Missed Deadlines
Live Score
98.7%
Compliance · All Clear
Compliance Intelligence Centre · LiveAI Active
98.7%
Overall Score
0
Overdue
247
Tasks Closed
Compliance Score — 12 Months
🔴 RBI Master Direction — KYC norms revisedAction Req.
🟡 SEBI LODR deadline · 3 tasks pendingDue in 3 days
🟢 AML monthly screening completedCleared
Effort Saved
−70%
vs spreadsheet ops
What is CaaS

A Centralised Digital Compliance Ecosystem

Traditional compliance is manual, fragmented, and spreadsheet-driven. CaaS modernises the entire regulatory lifecycle using AI intelligence and workflow automation.

📡
Real-Time Regulatory Monitoring
Auto-captures circulars, master directions, and amendments from RBI, SEBI, NABARD, FIU-IND and 15+ regulators the moment they're published.
🧠
AI-Driven Obligation Extraction
NLP engine reads regulatory documents, identifies actionable obligations, classifies urgency, and routes them to correct departments automatically.
⚙️
Automated Task & SLA Management
Creates tasks, assigns owners, sets deadlines, sends reminders, and escalates overdue items with full workflow orchestration and audit trails.
📊
Board-Level Governance Reporting
Auto-generates compliance scorecards, risk heatmaps, obligation status, and audit-ready evidence packages with one click.
🗄️
Centralised Audit Evidence Repository
Tamper-proof, version-controlled vault of supporting documents and approval records for instant regulator access.
Traditional vs. AI-Powered Compliance
Before CaaS
Manual tracking via email
Fragmented spreadsheets
No real-time alerts
Missed deadlines
Scattered evidence
Weeks for audit reports
No cross-dept visibility
With CaaS
Auto-ingestion 15+ regulators
Unified compliance workspace
Real-time AI alerts
Zero missed deadlines
Centralised evidence vault
One-click audit reports
Executive dashboard view
End-to-End Workflow

The Complete Compliance Lifecycle

From regulatory circular to board-level reporting — fully automated, zero manual intervention.

1📡
Regulatory Circular Received
Auto-captured from RBI, SEBI, NABARD portals in real time
2🧠
AI Analysis Engine
NLP classifies, summarises and scores regulatory urgency
3🎯
Applicability Detection
Identifies impacted business units and geographies
4📋
Obligation Mapping
Extracts actionable clauses, deadlines and requirements
8📊
Executive Reporting Dashboard
Board scorecard with trend analytics & heatmaps
7✅
Audit Reporting & Validation
Tamper-proof audit trail with evidence links
6🗄️
Evidence Collection
Auto-collects & stores documents in audit repository
5⚙️
Task Assignment & SLA
Creates tasks, assigns owners, tracks SLAs & escalations
Regulatory Coverage

Monitors Every Regulation That Matters

Comprehensive coverage across all major regulatory frameworks governing India's financial sector.

🏦
RBI Compliance
Master Directions, prudential norms, KYC guidelines, FEMA, Priority Sector Lending, and NPA classification standards.
Primary Regulator
📈
SEBI Regulations
LODR, Insider Trading, Takeover Code, Mutual Fund norms, Portfolio Manager guidelines, and Market Integrity rules.
Capital Markets
🌾
NABARD Guidelines
Rural credit norms, cooperative bank governance, priority sector reporting, and agricultural lending compliance.
Rural Finance
🔍
AML / CFT Monitoring
FIU-IND STR/CTR filing, sanctions screening, PEP checks, wire transfer compliance and transaction monitoring.
Financial Crime
🪪
KYC / CKYC
Customer due diligence, periodic KYC refresh cycles, CKYC registry uploads, video KYC, and UBO identification.
Customer Identity
📉
IRAC Norms
Income Recognition, Asset Classification, and Provisioning norms. NPA tracking, restructured loan monitoring and PCR.
Asset Quality
🔒
Cyber Security Governance
RBI IT Framework, CERT-In directives, cyber incident reporting, IS audit compliance, and data localisation mandates.
IT & Security
📝
Internal Policy Compliance
Board-approved policies, credit policies, investment policies, HR compliance, and internal audit observation tracking.
Governance
⚡
Risk Governance
ICAAP, liquidity risk, market risk, operational risk frameworks. RAROC tracking and risk appetite statement monitoring.
Risk Framework
🗂️
Data Retention Policies
Regulatory data retention schedules, DPDPA compliance, consent management, and audit log preservation controls.
Data Governance
AI Intelligence Engine

Powered by Generative AI & Advanced NLP

A purpose-built AI engine for regulatory document intelligence, obligation mapping, and predictive compliance automation.

📡 Regulatory Data Sources
RBI PortalSEBI.gov.inNABARDFIU-INDIRDAIInternal Policies
▼ Automated Ingestion Pipeline
🧠 AI Processing Layer
NLP ClassificationObligation ExtractionRisk ScoringDeadline Prediction
▼ Workflow Engine
⚙️ Compliance Workflow Engine
Task AssignmentSLA TrackingEscalationsEvidence Capture
▼ Output Layer
📊 Dashboard & Reporting
Executive DashboardRegulatory ReportsAudit Packages
📄
Regulatory Document Analysis
AI reads PDFs, HTML circulars, and XML feeds from regulator portals. Extracts sections, headings, and clauses with 98.7% accuracy.
🏷️
Circular Classification & Tagging
Auto-classifies by regulator, type, applicability, urgency, and effective date. Zero manual review required.
🎯
Applicability Detection
Identifies impacted bank segments, products, geographies, and departments automatically with contextual reasoning.
📅
Deadline Prediction & Calendar Sync
Extracts compliance deadlines, cross-references existing obligations, and auto-populates the compliance calendar.
📊
Compliance Scoring & Risk Analytics
Continuously scores obligations and departments on compliance health. Generates risk heatmaps and trend analytics.
🚨
Auto Escalation Engine
Smart escalations route overdue items to the right authority based on severity, deadline proximity, and regulatory impact.
Core Modules

Enterprise Compliance Suite

Six purpose-built modules forming a complete, end-to-end compliance management platform for financial institutions.

Core Intelligence
🛡️
Regulatory Intelligence Engine
The foundation of the platform. Continuously tracks and ingests circulars, master directions, amendments, and advisories from RBI, SEBI, NABARD, IRDAI, FIU-IND, and internal governance bodies the moment they are published. Uses NLP to summarise, classify, and score each document for urgency and applicability.
15+ Regulator FeedsNLP ClassificationReal-Time AlertsHistorical ArchiveMulti-Language
Live Monitoring Active — 15 Regulators Connected
🗺️
Obligation Management
AI extracts every actionable obligation from regulatory documents and maps them to the exact department, compliance owner, and timeline. Maintains a living obligation register that auto-updates as regulations change.
Owner MappingTimeline TrackingChange Alerts
3,240 Obligations Tracked
⚙️
Compliance Task Automation
Converts obligations into structured tasks with assigned owners, approval workflows, SLA timers, and escalation chains. Eliminates manual follow-up — every compliance item tracked to closure.
Auto Task CreationSLA EnforcementApproval Chains
247 Tasks Automated This Month
🗄️
Audit Evidence Repository
A centralised, tamper-proof digital vault storing supporting documents, evidence records, approver comments, version histories, and historical compliance logs designed for instant regulator access.
Tamper-ProofVersion ControlInstant Retrieval
12,400 Documents Secured
🏛️
Executive Governance Dashboard
Board and CXO-level visibility into compliance health — scores by department, risk heatmaps, overdue obligation tracking, escalation metrics, and trend analytics. Fully configurable for your governance structure.
Risk HeatmapsKPI CardsTrend Charts
Dashboard Live — Updated Every 15 min
📊
Regulatory Reporting Engine
Auto-generates compliance reports formatted for RBI, SEBI, internal audit, board presentations, and regulator submissions. One click from data to distribution-ready PDF with full data lineage.
RBI / SEBI TemplatesOne-Click ReportsPDF Generation
Reports Ready in Seconds
Live Analytics & Dashboard

Executive Command Centre

A banking-grade compliance dashboard for CXOs, Compliance Heads, and Internal Auditors — with real-time data, risk indicators, and one-click reporting.

INNOTECH AI · Compliance Command Centre · Live Session
📊 Overview
🏦 RBI Compliance
📈 SEBI Obligations
🔍 AML / KYC
⚙️ Task Manager
📁 Audit Repo
📋 Reports
⚙️ Settings
98.7%
Compliance Score
0
Overdue Items
3
Critical Alerts
247
Tasks Closed
Compliance Score Trend — Department-Wise · 6 Months
Department Compliance Scores
Retail Banking99%
Treasury & Markets95%
Credit & Risk91%
Operations98%
Regulatory Alerts
RBI Master Direction — KYC
Norms revised · Immediate action
SEBI LODR Deadline
3 tasks pending · Due in 3 days
AML Monthly Screening
Completed · All accounts cleared
Quarterly Board Report
Draft ready for approval
Audit Trail
Up to date · 12,400 documents
Open Obligations
142
Active obligations tracked
8
Due this week
Business Benefits

Measurable Enterprise Value

CaaS delivers quantifiable ROI from day one — reducing compliance risk, operational burden, and audit preparation time.

70%
Reduction

Less Manual Compliance Workload

Automated obligation tracking eliminates 70% of manual compliance ops — freeing teams for strategic work.

5×
Faster

Faster Regulatory Response Time

From circular publication to task assignment in under 30 minutes — vs. days with manual processes.

0
Missed

Zero Missed Compliance Deadlines

Multi-level escalation and auto-reminders ensure 100% on-time compliance delivery.

98.7%
Score

Improved Audit Readiness

Continuous evidence collection ensures your institution is always audit-ready.

360°
View

Centralised Compliance Governance

Single source of truth across all departments, entities, and regulations with real-time visibility.

Before & After CaaS
Traditional
Spreadsheet-based tracking
Email circular distribution
No applicability analysis
Missed deadlines common
Siloed department data
Manual evidence collection
Weeks for audit reports
No real-time risk view
With CaaS
AI-automated tracking
Real-time regulator monitoring
AI applicability detection
Zero missed deadlines
Unified cross-dept view
Auto-collected evidence vault
One-click report generation
Live compliance dashboard
Industry Use Cases

Built for Every Regulated Institution

CaaS is purpose-configured for every major financial institution type in India's regulated sector.

🏦
Commercial Banks
Full RBI circular compliance automation across all branches and departments.
RBI Master Direction compliance across 500+ branches
KYC refresh cycle management and CKYC uploads
Priority Sector Lending and IRAC NPA monitoring
Board-level compliance reporting with one click
RBI Aligned
🏢
NBFCs
Track NBFC-specific lending regulations, KYC obligations, and audit requirements.
NBFC Master Directions obligation tracking
Fair Practices Code compliance monitoring
AML/CFT compliance with FIU-IND automation
Co-lending framework compliance orchestration
Master Directions
🛡️
Insurance Companies
Manage IRDAI governance, product compliance, and policyholder obligations.
IRDAI circular compliance and product filing
Policyholder grievance redressal SLA monitoring
Solvency margin and capital compliance tracking
Investment compliance and ULIP regulation
IRDAI Ready
🤝
Cooperative Banks
Multi-regulator compliance across RBI, State Co-op Acts, and NABARD.
Dual regulation — RBI + State Co-op Act
NABARD rural credit and priority sector
Member governance and AGM compliance
Audit Committee and Board report automation
Multi-Regulator
⚡
FinTech Companies
Navigate the fast-changing digital regulatory landscape with agile automation.
RBI Payment Aggregator / Gateway compliance
Digital lending regulation and FPC monitoring
Cyber security governance and IT audit
DPDPA data protection compliance automation
Digital-First
🏛️
Government Institutions
Maintain transparency, accountability, and compliance across government finance.
PFMS compliance monitoring and reporting
CAG audit readiness and evidence management
RTI compliance tracking and response
Treasury governance and internal audit
PFMS Integrated
Trust & Security

Enterprise Security By Design

Built to the highest standards of financial-grade security, data governance, and regulatory trust.

🏅
ISO 27001 Certified
Information security management certified. Every system, process, and data access point meets international security standards.
🔒
End-to-End Encryption
AES-256 at rest. TLS 1.3 in transit. Zero-trust architecture ensures your compliance data is always protected.
👤
Role-Based Access Control
Granular permissions by department, role, and data sensitivity. Full segregation of duties at every access level.
📋
Immutable Audit Trails
Every action, approval, and data access logged with timestamp, user ID, and change record — tamper-proof and regulator-ready.
☁️
Sovereign Cloud Architecture
Hosted on NIC/Yotta data centres within India's sovereign cloud. Full data residency and localisation compliance.
🤖
Explainable AI Governance
Every AI decision is transparent, traceable, and explainable. Human-in-the-loop controls ensure recommendations are reviewed before action.
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Transform Compliance Into a Strategic Advantage

Enable intelligent governance, reduce regulatory risk, and modernise enterprise compliance operations. Join 250+ financial institutions already using Innotech AI.

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